Tuition and Fees

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There are several ways to manage the cost of a Saint Joseph’s College education, including private loans, Tuition Assistance vouchers, or traditional financial aid programs. Many employers offer tuition reimbursement programs for their employees. Major credit cards are accepted for payment of tuition and fees, which enables students to make payments through their online portal.

Payments

Tuition will be charged at the time of registration, regardless of the start date.  We recommend that payments be made as early as possible. Please see payment deadlines in the Academic Calendar . 

Registration Holds

For enrolled students, holds will be placed on the student account one week prior to registration opening for balances exceeding $2,000. For students not currently enrolled, a hold will be placed for any balance due, and the student will be unable to re-enroll until their balance is paid in full. Contact the Office of Student Accounts at 207-893-7732 for more information. 

Below are the current tuition rates effective July 1, 2025, for the 2025-2026 academic year. 

*Fees set outside of the SJC Online; campus-wide set fees.

For current tuition rates and a complete fee schedule, please visit Costs and Billing.

Financial obligations must be satisfied to ensure continuance at the College. If you have a financial hold on your student account, please contact Student Accounts at 207-893-7737. When it is necessary to forward an unpaid account to an outside collection agency, that account is responsible for all collection fees.

SJC Online anticipates that students will complete the courses in which they are enrolled. Should it be necessary to withdraw from an online course, students must contact their Academic Advisor and submit the withdrawal form.  Special fees, room and board, and non-refundable fees will not be included in tuition adjustments or refunds.

Any student dismissed for violation of the code of conduct policy will be responsible for applicable tuition, and ineligible for tuition adjustments or refunds.

Financial aid recipients who withdraw or are withdrawn are subject to federal refund regulations as well as the tuition refund policy. A student is generally able to keep aid that has been earned based on the length of time the student has been enrolled during the period of education. The refund calculation is performed within 30 days of the official withdrawal date. For more information, contact the Office of Financial Aid at 800-752-1266 or 207-893-6612.

SJC Online offers federal financial aid for eligible students enrolled in degree programs to help cover the cost of tuition.

To apply for financial aid, a student must submit the Free Application for Federal Student Aid and the Saint Joseph’s College Online Financial Aid Application. A copy of the student’s (and spouse’s, if applicable) signed federal tax return and W2s must also be provided. These materials are reviewed and an award letter will be sent to the student once the student has been fully admitted to a degree program and the student’s transfer credits, if any, have been evaluated. 

A student must be enrolled half-time to be eligible for financial aid. Funding is available through both the Federal Stafford Loan and the Federal Pell Grant (for undergraduates only). Stafford Loan funds will be disbursed approximately two weeks after the official start date of the course. At that time, the student is required to have submitted at least one assignment in each class for which the loan disbursement is being received. 

For students who desire a more flexible financing option, please contact the Office of Financial Aid for credit-based educational loans that can be used to meet tuition and any applicable summer residency costs.

Deferment

Many students choose to pay for tuition through means other than financial aid but are still interested in deferring student loans borrowed previously. A student must be enrolled half-time to be eligible for most deferments. The College reports enrollment information through the Clearinghouse, a national student loan database, every month. If a student’s loan provider does not use the services of the Clearinghouse, they must contact the provider for a deferment form for each online term in which they are enrolled. This form (including the lender/services name and address) should be sent to registrar@sjcme.edu for completion.

Maintaining Half-Time Status and Eligibility for Financial Aid 

To maintain eligibility for financial aid, students must be enrolled at least half-time. Undergraduate students will be considered half-time if they are enrolled in 6 credits in a semester. Graduate students will be considered half-time if they are enrolled in at least 3 credits during a semester. Students must also maintain satisfactory academic progress, which requires at least a 2.0 cumulative grade point average and completion of at least 67% of all credits attempted, including those that have been transferred to SJC Online.  Incomplete grades may affect financial aid eligibility.

Note: A change of a course’s official start date will adversely affect a student’s financial aid and loan deferment eligibility.

For more information, please call the Office of Financial Aid at 800-752-1266 or 207-893-6612.