Tuition and Fees

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There are several ways to manage the cost of a Saint Joseph’s College education including a tuition installment plan, private loans, Tuition Assistance vouchers, or traditional financial aid programs. Many employers also offer tuition reimbursement programs for their employees. In addition, major credit cards are accepted for payment of tuition and fees, which enables students to enroll and make payments through their online portal. 

Payment in full is expected within 30 days of registration unless utilizing the tuition installment plan.  

For students using the tuition installment plan, the first payment, equal to one credit hour of tuition per course plus the installment plan fee, is required within 30 days of registration. The remaining balance is paid in two separate payments, which can be made through the online portal. Contact the Office of Student Accounts at 207-893-7732 for more information. 

Below are the current tuition rates effective July 1, 2023, for the 2023-2024 academic year.

Supplemental Program Fees

Special Fees (all non-refundable)

*Fees set outside of the SJC Online; campus-wide set fees.

For current tuition rates and a complete fee schedule, please visit Costs and Billing.

Financial obligations must be satisfied to ensure continuance at the College. If you have a financial hold on your student account, please contact Student Accounts at 207-893-7737. When it is necessary to forward an unpaid account to an outside collection agency, that account is responsible for all collection fees.

SJC Online anticipates that students will complete the courses in which they are enrolled. Should it be necessary to withdraw from an online course, students must contact their Academic Advisor and submit the withdrawal form. 

Special fees, room and board, and non-refundable fees will not be included in tuition adjustments or refunds.

Any student dismissed for violation of the code of conduct policy will be responsible for applicable tuition, and ineligible for tuition adjustments or refunds.

Financial aid recipients who withdraw or are withdrawn are subject to federal refund regulations as well as the tuition refund policy. A student is generally able to keep aid that has been earned based on the length of time the student has been enrolled during the period of education. The refund calculation is performed within 30 days of the official withdrawal date. For more information, contact the Office of Financial Aid at 800-752-1266 or 207-893-6612.

SJC Online offers federal financial aid for eligible students enrolled in degree programs to help cover the cost of tuition.

To apply for financial aid, a student must submit the Free Application for Federal Student Aid and the Saint Joseph’s College Online Financial Aid Application. A copy of the student’s (and spouse’s, if applicable) signed federal tax return and W2s must also be provided. These materials are reviewed and an award letter will be sent to the student once the student has been fully admitted to a degree program and the student’s transfer credits, if any, have been evaluated. During summer residency courses, financial aid may

A student must be enrolled half-time to be eligible for financial aid. Funding is available through both the Federal Stafford Loan and the Federal Pell Grant (for undergraduates only). Stafford Loan funds will be disbursed on approximately three weeks after the official start date of the course. At that time, the student is required to have submitted at least one assignment in each class for which the loan disbursement is being received. 

For students who desire a more flexible financing option, please contact the Office of Financial Aid for credit-based educational loans that can be used to meet tuition and any applicable summer residency costs.

Deferment

Many students choose to pay for tuition through means other than financial aid but are still interested in deferring student loans borrowed previously. A student must be enrolled half-time to be eligible for most deferments. The College reports enrollment information through the Clearinghouse, a national student loan database, every month. If a student’s loan provider does not use the services of the Clearinghouse, they must contact the provider for a deferment form for each online term in which they are enrolled. This form (including the lender/services name and address) should be sent to onlineregistrar@sjcme.edu for completion.

Maintaining Half-Time Status and Eligibility for Financial Aid and Loan Deferment

To maintain eligibility for financial aid and loan deferment, students must be enrolled at least half-time.  An undergraduate student will be considered half-time if s/he is enrolled in 6 credits. A graduate student will be considered half-time if s/he is enrolled in at least 3 credits during the 10 or 12-week enrollment period. Students must also maintain satisfactory academic progress, which requires at least a 2.0 cumulative grade point average and completion of at least 70% of all credits attempted including those that have been transferred to SJC Online.  Incomplete grades may affect financial aid or deferment eligibility.

Note: A change of a course’s official start date will adversely affect a student’s financial aid and loan deferment eligibility.

For more information please call the Office of Financial Aid at 800-752-1266 or 207-893-6612.